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For saleListed 25 days agoMLS® X13789938

56 Cortland Terrace, St. Thomas, ON N5R 0J7

St. Thomas · Near Cortland Terrace and Orchard Park Rec Trail · View map

$584,900
3+1Beds
4Baths
1500–2000Sq ft
Freehold townhouseType
Attached · 1 spaceGarage
3 totalParking
FinishedBasement
$4,011/yrTaxes
Call / Text Will
$584,900
FreeholdNo monthly condo fee
Attached garage3 parking spaces in total
Finished basementExtra living space
Fenced yardYour own outdoor space
Lot 21 x 103.4 ftThe land comes with the home
Central airCool all summer

About this home

A beautifully designed 4-bedroom, 4-bathroom freehold townhome nestled in desirable South St. Thomas. Offering a bright, functional layout and plenty of space for everyday living, this home is ideal for families, first-time buyers, or those looking for room to grow. The inviting main floor features a bright open-concept design with a modern kitchen, centre island, dedicated dining area, and spacious living room, perfect for entertaining or relaxing with family. A convenient powder room completes this level.Upstairs, the generous primary suite offers a walk-in closet and private ensuite, complemented by two additional well-sized bedrooms, a full bathroom, and convenient second-floor laundry.The fully finished lower level provides excellent versatility with a fourth bedroom, full bathroom, and spacious recreation area perfect for guests, a home office, teenagers, or extended family.Enjoy the convenience of an attached garage, private driveway, deck, and backyard, providing great options for outdoor living and entertaining. Ideally located close to schools, parks, shopping, trails, and major routes, this home offers the perfect blend of comfort, functionality, and convenience.Move-in ready and designed for modern family living

The home

Type
Freehold townhouse
Style
2-Storey
Square footage
1500-2000 sq ft
Bedrooms
3
Basement bedrooms
1
Bathrooms
4
Kitchens
1
Rooms
11
Basement
Finished
Lot size
21 x 103.4 ft
Faces
South

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Vinyl Siding, Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
2
Total parking
3
Parking features
Private Double

Taxes & other

Property taxes
$4,011/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
Cortland Terrace and Orchard Park Rec Trail
Neighbourhood
St. Thomas

More

Price per sq ft
~$334 (at 1,750 sq ft)
Listed
Sep 16, 2026 · 25 days ago
MLS® number
X13789938

The home and its surroundings

  • Auto Garage Door Remote
  • Fenced Yard
  • School
  • Place Of Worship
  • Park
  • Public Transit
  • Library
  • Deck
Want to know something that isn’t listed?
Estimated monthly cost$2,694per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    56 Cortland Terrace, St. Thomas, ON N5R 0J7

    St. Thomas · Near Cortland Terrace and Orchard Park Rec Trail

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    Sold history

    Listing history for 56 Cortland Terrace

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every townhouse.

    Questions & answers

    Frequently asked questions about 56 Cortland Terrace

    Answers come straight from this home’s MLS® listing.

    How much is 56 Cortland Terrace listed for, and what would it cost each month?

    56 Cortland Terrace is listed for $584,900. With 20% down ($116,980), the mortgage payment would be roughly $2,359 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,694 a month, all in. That figure is an illustration, not a quote.

    Is 56 Cortland Terrace a freehold or a condo townhouse, and is there a monthly fee?

    56 Cortland Terrace is a freehold townhouse in St. Thomas. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 56 Cortland Terrace have?

    56 Cortland Terrace has 3 bedrooms, plus 1 more bedroom in the basement, and 4 bathrooms. The listing gives the style as 2-storey.

    Does 56 Cortland Terrace have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.

    Does 56 Cortland Terrace have a finished basement?

    The listing describes the basement as finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.

    How big is 56 Cortland Terrace, and what is the lot size?

    The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 21 x 103.4 ft.

    How is 56 Cortland Terrace heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 56 Cortland Terrace?

    Property taxes are $4,011 a year (2026), or about $334 a month.

    Where is 56 Cortland Terrace?

    56 Cortland Terrace is in St. Thomas. The nearest main intersection is Cortland Terrace and Orchard Park Rec Trail. The postal code is N5R 0J7.

    How long has 56 Cortland Terrace been on the market?

    56 Cortland Terrace was listed on September 16, 2026. It has been on the market for 25 days. It is an active listing (MLS® X13789938). Listings here update from the board through the day and come down once a home sells.

    What are similar townhouses near 56 Cortland Terrace asking?

    Similar townhouses for sale nearby right now include 102 Cortland Terrace at $574,900 (3 bed), 17 Cortland Terrace at $569,900 (2+1 bed) and 7 Cortland Terrace at $565,000 (2+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 56 Cortland Terrace sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 56 Cortland Terrace?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this townhouse and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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