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For saleListed 27 days agoMLS® X13779106

102 Cortland Terrace, St. Thomas, ON N5R 0P8

St. Thomas · Near Renaissance Rd & Cortland Terr · View map

$574,900
3Beds
3Baths
1500–2000Sq ft
Freehold townhouseType
Attached · 1 spaceGarage
3 totalParking
Full, UnfinishedBasement
$3,685/yrTaxes
Call / Text Will
$574,900
FreeholdNo monthly condo fee
Attached garage3 parking spaces in total
Lot 31.2 x 97.8 ftThe land comes with the home
Newer homeUp to 5 years old
Central airCool all summer

About this home

This beautiful 2-storey exterior townhouse built by Hayhoe Homes, featuring 3 bedrooms, 2.5 bathrooms, and a single-car garage. The open concept main floor, with 9' ceilings, luxury vinyl plank flooring, a designer kitchen with quartz countertops, an island, gas stove and a cabinet-style pantry, dining room with a transom window that brings in natural light, and a large great room with big windows and a patio door to the rear deck. The second level features 3 bedrooms and a 4-piece main bathroom. The spacious primary bedroom offers a walk-in closet and a 3-piece ensuite with a shower. The unfinished basement provides development potential for a future family room, 4th bedroom, and bathroom (roughed in bathroom already exists). Other features include convenient second-floor laundry, HRV, and many more upgraded features. Double drive for 2 vehicle. Located in desirable South-East St. Thomas in the Orchard Park Meadows community, walking distance to schools, parks, trails, only minutes away to the hospital and 14 minutes drive to Port Stanley Beach. Make this a perfect starter home for a family to grow or young professional.

The home

Type
Freehold townhouse
Style
2-Storey
Square footage
1500-2000 sq ft
Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
8
Basement
Full, Unfinished
Lot size
31.2 x 97.8 ft
Faces
South
Approximate age
0-5 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
2
Total parking
3
Parking features
Private Double

Taxes & other

Property taxes
$3,685/yr
Tax year
2025
Occupancy
Owner
Possession
Flexible
Cross street
Renaissance Rd & Cortland Terr
Neighbourhood
St. Thomas

More

Price per sq ft
~$329 (at 1,750 sq ft)
Listed
Sep 14, 2026 · 27 days ago
MLS® number
X13779106

The home and its surroundings

  • ERV/HRV
  • On Demand Water Heater
  • Park
  • Place Of Worship
  • School
  • School Bus Route
  • Deck
Want to know something that isn’t listed?
Estimated monthly cost$2,626per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    102 Cortland Terrace, St. Thomas, ON N5R 0P8

    St. Thomas · Near Renaissance Rd & Cortland Terr

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    Sold history

    Listing history for 102 Cortland Terrace

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every townhouse.

    Questions & answers

    Frequently asked questions about 102 Cortland Terrace

    Answers come straight from this home’s MLS® listing.

    How much is 102 Cortland Terrace listed for, and what would it cost each month?

    102 Cortland Terrace is listed for $574,900. With 20% down ($114,980), the mortgage payment would be roughly $2,319 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,626 a month, all in. That figure is an illustration, not a quote.

    Is 102 Cortland Terrace a freehold or a condo townhouse, and is there a monthly fee?

    102 Cortland Terrace is a freehold townhouse in St. Thomas. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 102 Cortland Terrace have?

    102 Cortland Terrace has 3 bedrooms and 3 bathrooms. The listing gives the style as 2-storey.

    Does 102 Cortland Terrace have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.

    Does 102 Cortland Terrace have a finished basement?

    The listing describes the basement as full, unfinished.

    How big is 102 Cortland Terrace, and what is the lot size?

    The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 31.2 x 97.8 ft.

    How is 102 Cortland Terrace heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 102 Cortland Terrace?

    Property taxes are $3,685 a year (2025), or about $307 a month.

    Where is 102 Cortland Terrace?

    102 Cortland Terrace is in St. Thomas. The nearest main intersection is Renaissance Rd & Cortland Terr. The postal code is N5R 0P8.

    How long has 102 Cortland Terrace been on the market?

    102 Cortland Terrace was listed on September 14, 2026. It has been on the market for 27 days. It is an active listing (MLS® X13779106). Listings here update from the board through the day and come down once a home sells.

    What are similar townhouses near 102 Cortland Terrace asking?

    Similar townhouses for sale nearby right now include 56 Cortland Terrace at $584,900 (3+1 bed), 17 Cortland Terrace at $569,900 (2+1 bed) and 7 Cortland Terrace at $565,000 (2+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 102 Cortland Terrace sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 102 Cortland Terrace?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this townhouse and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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