505 - 249 Ruttan Terrace, Cobourg, ON K9A 5X6
Cobourg · Near Hwy 2/Willmott · View map
About this home
Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It's a layout that simply works, whether you're enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn't limited to the indoors. Step outside to your private 12' x 11' patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg's charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you're entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.
The home
- Type
- Bungalow townhouse
- Style
- Bungalow
- Square footage
- 1000-1199 sq ft
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 5
- Basement
- None
- Faces
- North
- Level
- 1
- Balcony
- Terrace
- Laundry
- In-Suite Laundry
- Approximate age
- 16-30 years
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $632.49/mo
- Fee includes
- Common Elements, Building Insurance, Parking
- Complex
- Cobourg 46
- Property management
- Granite
- Pets
- Allowed, with restrictions
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Total parking
- 2
Taxes & other
- Property taxes
- $3,246/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- flexible
- Cross street
- Hwy 2/Willmott
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$305 (at 1,100 sq ft)
- Listed
- Sep 21, 2026 · 19 days ago
- MLS® number
- X13810638
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The home and its surroundings
- Primary Bedroom - Main Floor
- Water Heater Owned
- Park
- School
- School Bus Route
- Place Of Worship
- Lake/Pond
- Marina
- Patio
- Privacy
Included in the maintenance fee
- Common Elements
- Building Insurance
- Parking
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 249 Ruttan Terrace
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 505 - 249 Ruttan Terrace
Answers come straight from this home’s MLS® listing.
How much is 505 - 249 Ruttan Terrace listed for, and what would it cost each month?
505 - 249 Ruttan Terrace is listed for $335,000. With 20% down ($67,000), the mortgage payment would be roughly $1,351 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $2,254 a month, all in. That figure is an illustration, not a quote.
Is 505 - 249 Ruttan Terrace a freehold or a condo townhouse, and is there a monthly fee?
505 - 249 Ruttan Terrace is a bungalow townhouse in Cobourg. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $632.49 a month. The listing says it covers common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 505 - 249 Ruttan Terrace have?
505 - 249 Ruttan Terrace has 2 bedrooms and 1 bathroom.
Does 505 - 249 Ruttan Terrace have a garage and parking?
The listing does not show a garage. In total the listing counts 2 parking spaces.
Does 505 - 249 Ruttan Terrace have a finished basement?
No. The listing shows no basement for this home.
How big is 505 - 249 Ruttan Terrace?
The listing puts the home between 1,000 and 1,199 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 505 - 249 Ruttan Terrace heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 505 - 249 Ruttan Terrace?
Property taxes are $3,246 a year (2026), or about $271 a month.
Are pets allowed at 505 - 249 Ruttan Terrace?
Pets are allowed, with restrictions. A townhouse complex can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 505 - 249 Ruttan Terrace?
505 - 249 Ruttan Terrace is in Cobourg. The nearest main intersection is Hwy 2/Willmott. The postal code is K9A 5X6.
How long has 505 - 249 Ruttan Terrace been on the market?
505 - 249 Ruttan Terrace was listed on September 21, 2026. It has been on the market for 19 days. It is an active listing (MLS® X13810638). Listings here update from the board through the day and come down once a home sells.
What are similar townhouses near 505 - 249 Ruttan Terrace asking?
Similar townhouses for sale nearby right now include 5 - 373 D'arcy Street at $415,000 (2 bed), F205 - 182 D'Arcy Street at $424,900 (2 bed) and 8 - 137 Furnace Street at $365,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 249 Ruttan Terrace sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 505 - 249 Ruttan Terrace?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this townhouse and get an answer, usually within the hour.
Similar townhouses nearby
More townhouses for sale near Cobourg, picked by type, size and price.
Condo townhouse$415,0005 - 373 D'arcy Street, Cobourg2 bed · 2 bath · CobourgCourtesy of: COLDWELL BANKER - R.M.R. Real EstateView townhouse →
Condo townhouse$424,900F205 - 182 D'Arcy Street, Cobourg2 bed · 1 bath · CobourgCourtesy of: RE/MAX ROUGE RIVER REALTY LTD.View townhouse →
Condo townhouse$365,0008 - 137 Furnace Street, Cobourg3 bed · 1 bath · CobourgCourtesy of: RE/MAX Rouge River Realty Ltd.View townhouse →Courtesy of: Keller Williams Energy Real Estate
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.