201 - 245 Elgin Street W, Cobourg, ON K9A 5M1
Cobourg · Near Southwest corner of Elgin St W and Ontario St · View map
About this home
Welcome home to this convenient main floor condo townhouse at Oxford Ct, where easy single-level living meets low-maintenance comfort in the heart of Cobourg. Step inside to a bright, functional layout designed for effortless day-to-day living and entertaining, featuring seamless flow between the main living spaces and direct access to your own private outdoor patio. Picture morning coffees surrounded by mature trees and relaxing evenings in a quiet, established community setting. The main floor layout offers exceptional accessibility, including direct interior garage access and two full washrooms, all without sacrificing space. Downstairs are a third bedroom and bathroom, providing cozy retreat areas and space for guests. Located just minutes from historic downtown Cobourg, local shopping, essential amenities, and the famous Cobourg Beach and waterfront, this home blends carefree condo living with an unbeatable lifestyle location.
The home
- Type
- Bungalow townhouse
- Style
- Bungalow
- Square footage
- 1200-1399 sq ft
- Bedrooms
- 2
- Basement bedrooms
- 1
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 5
- Basement
- Full, Finished
- Faces
- West
- Level
- 1
- Balcony
- Terrace
- View
- Trees/Woods
- Laundry
- Sink, In-Suite Laundry
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $598.16/mo
- Fee includes
- Common Elements, Building Insurance, Parking
- Complex
- 39 11
- Property management
- Genedco
- Pets
- Allowed, with restrictions
- Exterior
- Stucco (Plaster), Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Property taxes
- $4,366/yr
- Tax year
- 2026
- Occupancy
- Vacant
- Possession
- Immediate
- Cross street
- Southwest corner of Elgin St W and Ontario St
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$399 (at 1,300 sq ft)
- Listed
- Aug 21, 2026 · 50 days ago
- MLS® number
- X13701122
No matching details. Ask Will instead
The home and its surroundings
- Auto Garage Door Remote
- Guest Accommodations
- Primary Bedroom - Main Floor
- Storage
- Golf
- Greenbelt/Conservation
- Hospital
- Park
- Public Transit
- Rec./Commun.Centre
- Patio
- Privacy
- Year Round Living
Included in the maintenance fee
- Common Elements
- Building Insurance
- Parking
Shared in the complex
- BBQs Allowed
- Visitor Parking
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
245 Elgin Street, Cobourg, ON K9A 5M1
Cobourg · Near Southwest corner of Elgin St W and Ontario St
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 245 Elgin Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every townhouse.
Frequently asked questions about 201 - 245 Elgin Street W
Answers come straight from this home’s MLS® listing.
How much is 201 - 245 Elgin Street W listed for, and what would it cost each month?
201 - 245 Elgin Street W is listed for $519,000. With 20% down ($103,800), the mortgage payment would be roughly $2,094 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,056 a month, all in. That figure is an illustration, not a quote.
Is 201 - 245 Elgin Street W a freehold or a condo townhouse, and is there a monthly fee?
201 - 245 Elgin Street W is a bungalow townhouse in Cobourg. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $598.16 a month. The listing says it covers common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 201 - 245 Elgin Street W have?
201 - 245 Elgin Street W has 2 bedrooms, plus 1 more bedroom in the basement, and 3 bathrooms.
Does 201 - 245 Elgin Street W have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. In total the listing counts 2 parking spaces.
Does 201 - 245 Elgin Street W have a finished basement?
The listing describes the basement as full, finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.
How big is 201 - 245 Elgin Street W?
The listing puts the home between 1,200 and 1,399 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 201 - 245 Elgin Street W heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 201 - 245 Elgin Street W?
Property taxes are $4,366 a year (2026), or about $364 a month.
Are pets allowed at 201 - 245 Elgin Street W?
Pets are allowed, with restrictions. A townhouse complex can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 201 - 245 Elgin Street W?
201 - 245 Elgin Street W is in Cobourg. The nearest main intersection is Southwest corner of Elgin St W and Ontario St. The postal code is K9A 5M1.
How long has 201 - 245 Elgin Street W been on the market?
201 - 245 Elgin Street W was listed on August 21, 2026. It has been on the market for 50 days. It is an active listing (MLS® X13701122). Listings here update from the board through the day and come down once a home sells.
What are similar townhouses near 201 - 245 Elgin Street W asking?
Similar townhouses for sale nearby right now include 602 - 160 Densmore Road at $519,000 (2 bed), 402 - 325 Densmore Road at $525,000 (2 bed) and 106 - 300 D'Arcy Street at $529,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 245 Elgin Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 201 - 245 Elgin Street W?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this townhouse and get an answer, usually within the hour.
Similar townhouses nearby
More townhouses for sale near Cobourg, picked by type, size and price.
Stacked townhouse$519,000602 - 160 Densmore Road, Cobourg2 bed · 2 bath · CobourgCourtesy of: HOMELIFE KINGSVIEW REAL ESTATE INC.View townhouse →
Bungalow townhouse$525,000402 - 325 Densmore Road, Cobourg2 bed · 1 bath · CobourgCourtesy of: Royal Lepage Proalliance RealtyView townhouse →
Condo townhouse$529,000106 - 300 D'Arcy Street, Cobourg2 bed · 3 bath · CobourgCourtesy of: eXp Realty, BrokerageView townhouse →Courtesy of: Royal Lepage Proalliance Realty
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.