130 St David Street S, Centre Wellington, ON N1M 2L3
Fergus, Centre Wellington · Near St Andrew Street & St David Street South · View map
Same budget, other options in Fergus
Live from the Connect networkAbout this home
Step into a rare creative and income-generating opportunity with this circa-1880, 3-storey semi-duplex in the heart of downtown Fergus Ontario. Rich in character and layered with history, this property offers the kind of authentic architectural canvas artists crave-paired with the fundamentals investors value.Overlooking the Grand River, the setting is as inspiring as it is desirable. Inside, exposed stone walls, high ceilings, and oversized windows create a light-filled, studio-like atmosphere full of texture and warmth. The main and lower levels-fully renovated in 2022-currently operate as a successful Airbnb, providing immediate income with strong guest appeal.The main level blends craftsmanship and nostalgia, featuring a character-rich kitchen with custom cherry wood cabinetry and vintage-style appliances, plus open living and dining areas ideal for entertaining or creative work. The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic. This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area. The third-floor primary suite is a standout, with a large skylight and walk-out to a private rooftop-style terrace-an ideal retreat for relaxing or hosting.For artists, this is a live/work space full of soul and inspiration. For investors, it's a proven dual-income property with flexibility and upside. A durable metal roof, updated furnace, and thoughtful renovations mean key upgrades are already complete.A truly unique offering where heritage charm meets creative potential and strong returns. Tenant pays $1425 a month plus all utilities except water. AirBnb income approx $28,000 a year.
The home
- Type
- Freehold townhouse
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 1
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 6
- Basement
- Walk-Up, Separate Entrance
- Lot size
- 20.5 x 33.4 ft
- Faces
- East
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Stone, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Total parking
- None
Taxes & other
- Property taxes
- $3,680/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- TBA
- Cross street
- St Andrew Street & St David Street South
- Neighbourhood
- Fergus
More
- Price per sq ft
- ~$576 (at 1,300 sq ft)
- MLS® number
- X14136458
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The home and its surroundings
- Separate Heating Controls
- Separate Hydro Meter
- Water Heater
- Hospital
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
130 St David Street, Centre Wellington, ON N1M 2L3
Fergus, Centre Wellington · Near St Andrew Street & St David Street South
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Listing history for 130 St David Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Freehold townhouse$649,900487 St Andrew Street E, Centre Wellington2 bed · 3 bath · FergusCourtesy of: Keller Williams Home Group RealtyView home →
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Condo townhouse$609,00069 - 69 Westminster Crescent, Centre Wellington3 bed · 4 bath · FergusCourtesy of: RIGHT AT HOME REALTYView home →Frequently asked questions about 130 St David Street S
Answers come straight from this home’s MLS® listing.
How much is 130 St David Street S listed for, and what would it cost each month?
130 St David Street S is listed for $749,000. With 20% down ($149,800), the mortgage payment would be roughly $3,021 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,328 a month, all in. That figure is an illustration, not a quote.
Is 130 St David Street S freehold or a condo, and is there a monthly fee?
130 St David Street S is a freehold townhouse in Fergus, Centre Wellington. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 130 St David Street S have?
130 St David Street S has 1 bedroom, plus 1 more bedroom in the basement, and 2 bathrooms. The listing gives the style as 2-storey.
Does 130 St David Street S have a garage and parking?
The listing does not show a garage. The listing does not include a parking space.
Does 130 St David Street S have a finished basement?
The listing describes the basement as walk-up, separate entrance. It counts 1 bedroom on that level. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 130 St David Street S?
130 St David Street S is a freehold townhouse. A two-storey townhouse has its living space on the main floor and the bedrooms upstairs, sharing side walls with its neighbours.
How big is 130 St David Street S, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 20.5 x 33.4 ft.
How is 130 St David Street S heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 130 St David Street S?
Property taxes are $3,680 a year (2026), or about $307 a month.
Where is 130 St David Street S?
130 St David Street S is in the Fergus community of Centre Wellington. The nearest main intersection is St Andrew Street & St David Street South. The postal code is N1M 2L3.
Is 130 St David Street S still for sale?
Yes. It is an active listing (MLS® X14136458). Listings here update from the board through the day and come down once a home sells.
What are similar townhouses near 130 St David Street S asking?
Similar townhouses for sale nearby right now include 487 St Andrew Street E at $649,900 (2 bed), 452 St Andrew Street W at $529,900 (2 bed) and 77 Rea Drive at $759,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 130 St David Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 130 St David Street S?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Courtesy of: RE/MAX EXPERTS
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.