130 ST DAVID Street S, Centre Wellington, ON N1M 2L3
Fergus, Centre Wellington · Near St Andrew St · View map
About this home
Step into a rare creative and income-generating opportunity with this circa-1880, 3-storey semi-duplex in the heart of downtown Fergus Ontario. Rich in character and layered with history, this property offers the kind of authentic architectural canvas artists crave-paired with the fundamentals investors value.Overlooking the Grand River, the setting is as inspiring as it is desirable. Inside, exposed stone walls, high ceilings, and oversized windows create a light-filled, studio-like atmosphere full of texture and warmth. The main and lower levels-fully renovated in 2022-currently operate as a successful Airbnb, providing immediate income with strong guest appeal.The main level blends craftsmanship and nostalgia, featuring a character-rich kitchen with custom cherry wood cabinetry and vintage-style appliances, plus open living and dining areas ideal for entertaining or creative work. The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic. This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area. The third-floor primary suite is a standout, with a large skylight and walk-out to a private rooftop-style terrace-an ideal retreat for relaxing or hosting.For artists, this is a live/work space full of soul and inspiration. For investors, it's a proven dual-income property with flexibility and upside. A durable metal roof, updated furnace, and thoughtful renovations mean key upgrades are already complete.A truly unique offering where heritage charm meets creative potential and strong returns. Tenant pays $1425 a month plus all utilities except water. AirBnb income approx $28,000 a year.
The home
- Type
- Freehold townhouse
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 1
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 7
- Basement
- Walk-Up, Separate Entrance
- Lot size
- 22 x 33 ft
- Faces
- East
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Stone, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Total parking
- None
Taxes & other
- Property taxes
- $3,680/yr
- Tax year
- 2025
- Occupancy
- Tenant
- Possession
- tba
- Cross street
- St Andrew St
- Neighbourhood
- Fergus
More
- Price per sq ft
- ~$576 (at 1,300 sq ft)
- Listed
- May 6, 2026 · 157 days ago
- MLS® number
- X13088558
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The home and its surroundings
- Accessory Apartment
- Hospital
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
130 ST DAVID Street, Centre Wellington, ON N1M 2L3
Fergus, Centre Wellington · Near St Andrew St
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Listing history for 130 ST DAVID Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 130 ST DAVID Street S
Answers come straight from this home’s MLS® listing.
How much is 130 ST DAVID Street S listed for, and what would it cost each month?
130 ST DAVID Street S is listed for $749,000. With 20% down ($149,800), the mortgage payment would be roughly $3,021 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,328 a month, all in. That figure is an illustration, not a quote.
Is 130 ST DAVID Street S a freehold or a condo townhouse, and is there a monthly fee?
130 ST DAVID Street S is a freehold townhouse in Fergus, Centre Wellington. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 130 ST DAVID Street S have?
130 ST DAVID Street S has 1 bedroom, plus 1 more bedroom in the basement, and 2 bathrooms. The listing gives the style as 2-storey.
Does 130 ST DAVID Street S have a garage and parking?
The listing does not show a garage. The listing does not include a parking space.
Does 130 ST DAVID Street S have a finished basement?
The listing describes the basement as walk-up, separate entrance. It counts 1 bedroom on that level.
How big is 130 ST DAVID Street S, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 22 x 33 ft.
How is 130 ST DAVID Street S heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 130 ST DAVID Street S?
Property taxes are $3,680 a year (2025), or about $307 a month.
Where is 130 ST DAVID Street S?
130 ST DAVID Street S is in the Fergus community of Centre Wellington. The nearest main intersection is St Andrew St. The postal code is N1M 2L3.
How long has 130 ST DAVID Street S been on the market?
130 ST DAVID Street S was listed on May 6, 2026. It has been on the market for 157 days. It is an active listing (MLS® X13088558). Listings here update from the board through the day and come down once a home sells.
What are similar townhouses near 130 ST DAVID Street S asking?
Similar townhouses for sale nearby right now include 37 Middleton Avenue at $710,000 (2 bed), 487 St Andrew Street E at $649,900 (2 bed) and 452 St Andrew Street W at $549,999 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 130 ST DAVID Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 130 ST DAVID Street S?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this townhouse and get an answer, usually within the hour.
Similar townhouses nearby
More townhouses for sale near Fergus, picked by type, size and price.
Bungalow townhouse$710,00037 Middleton Avenue, Centre Wellington2 bed · 2 bath · FergusCourtesy of: RE/MAX ESCARPMENT REALTY INC.View townhouse →
Freehold townhouse$649,900487 St Andrew Street E, Centre Wellington2 bed · 3 bath · FergusCourtesy of: Keller Williams Home Group RealtyView townhouse →
Freehold townhouse$549,999452 St Andrew Street W, Centre Wellington2 bed · 2 bath · FergusCourtesy of: Keller Williams Home Group RealtyView townhouse →Courtesy of: RE/MAX EXPERTS
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.