103 - 85 Spruce Street, Cambridge, ON N1R 4K4
Cambridge · Near McNaughton St · View map
About this home
Welcome to 103-85 Spruce St, a showstopping 2-bedroom, 2-bathroom multi-level loft offering 1691sqft of updated living space within a converted historic factory! Blending Galt's rich industrial character with contemporary finishes, this one-of-a-kind home delivers the scale, style &personality that traditional condos simply cannot match. Inside soaring ceilings, original exposed brick, polished concrete floors, wood-paneled ceilings, exposed ductwork & dramatic black accents create an effortlessly cool industrial aesthetic. Expansive multi-level design allows each space to feel distinct while maintaining an open connected flow throughout the home. Modern kitchen is an entertainer's dream with white cabinetry, quartz counters, S/S appliances, tiled backsplash & oversized island W/bar seating. Adjoining dining area offers lots of room for hosting friends & enjoying everyday meals, while a versatile office nook provides the perfect work-from-home setup without sacrificing valuable living space. Stylish 3pc bathroom completes this level. A few steps away, the impressive 2-storey living room offers towering ceilings, exposed brick & oversized windows that flood space with natural light. Upstairs the spacious primary bedroom overlooks the dramatic main living area creating a true loft-style retreat. The 2nd bedroom is tucked privately down the hall & offers access to a rare private patio surrounded by mature greenery-perfect secluded spot to enjoy morning coffee or unwind at the end of the day. Luxurious 4pc bathroom W/double vanity & tiled shower/tub completes the upper level. Secure underground parking adds everyday convenience while the building's location in a quiet residential pocket bordering a park offers a peaceful setting just mins from downtown Galt's restaurants, shops, arts venues & fitness studios. Bold, spacious & unlike anything else on the market, this is the perfect home for anyone craving authentic loft character without compromising on modern comfort
The home
- Type
- Condo townhouse
- Style
- 2-Storey
- Square footage
- 1600-1799 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 7
- Basement
- None
- Faces
- North
- Level
- 1
- Balcony
- Enclosed
- Laundry
- In-Suite Laundry
- Approximate age
- 16-30 years
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $818.20/mo
- Fee includes
- Common Elements, Building Insurance, Parking
- Complex
- WSCP 487
- Property management
- Trevarren Property Mgmt
- Pets
- Allowed, with restrictions
- Locker
- Exclusive
- Exterior
- Brick, Concrete
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Underground
- Garage spaces
- 1
- Total parking
- 1
- Parking features
- Underground
Taxes & other
- Property taxes
- $4,642/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- McNaughton St
More
- Price per sq ft
- ~$353 (at 1,700 sq ft)
- Listed
- Sep 21, 2026 · 19 days ago
- MLS® number
- X13810620
No matching details. Ask Will instead
The home and its surroundings
- Auto Garage Door Remote
- Water Softener
- Park
- Public Transit
- Library
- Rec./Commun.Centre
- School
- Hospital
Included in the maintenance fee
- Common Elements
- Building Insurance
- Parking
Shared in the complex
- BBQs Allowed
- Exercise Room
- Party Room/Meeting Room
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 85 Spruce Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every townhouse.
Frequently asked questions about 103 - 85 Spruce Street
Answers come straight from this home’s MLS® listing.
How much is 103 - 85 Spruce Street listed for, and what would it cost each month?
103 - 85 Spruce Street is listed for $599,900. With 20% down ($119,980), the mortgage payment would be roughly $2,420 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,625 a month, all in. That figure is an illustration, not a quote.
Is 103 - 85 Spruce Street a freehold or a condo townhouse, and is there a monthly fee?
103 - 85 Spruce Street is a condo townhouse in Cambridge. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $818.20 a month. The listing says it covers common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 103 - 85 Spruce Street have?
103 - 85 Spruce Street has 2 bedrooms and 2 bathrooms. The listing gives the style as 2-storey.
Does 103 - 85 Spruce Street have a garage and parking?
Yes. The listing shows the garage as underground, with room for 1 car. In total the listing counts 1 parking space.
Does 103 - 85 Spruce Street have a finished basement?
No. The listing shows no basement for this home.
How big is 103 - 85 Spruce Street?
The listing puts the home between 1,600 and 1,799 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 103 - 85 Spruce Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 103 - 85 Spruce Street?
Property taxes are $4,642 a year (2026), or about $387 a month.
Are pets allowed at 103 - 85 Spruce Street?
Pets are allowed, with restrictions. A townhouse complex can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 103 - 85 Spruce Street?
103 - 85 Spruce Street is in Cambridge. The nearest main intersection is McNaughton St. The postal code is N1R 4K4.
How long has 103 - 85 Spruce Street been on the market?
103 - 85 Spruce Street was listed on September 21, 2026. It has been on the market for 19 days. It is an active listing (MLS® X13810620). Listings here update from the board through the day and come down once a home sells.
What are similar townhouses near 103 - 85 Spruce Street asking?
Similar townhouses for sale nearby right now include 38 - 750 Lawrence Street at $599,000 (2 bed), 35 - 375 Holiday Inn Drive at $519,900 (2+1 bed) and 37 - 350 Dundas Street S at $515,999 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 85 Spruce Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 103 - 85 Spruce Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this townhouse and get an answer, usually within the hour.
Similar townhouses nearby
More townhouses for sale near Cambridge, picked by type, size and price.
Condo townhouse$599,00038 - 750 Lawrence Street, Cambridge2 bed · 3 bathCourtesy of: RE/MAX ABOUTOWNE REALTY CORP.View townhouse →
Condo townhouse$519,90035 - 375 Holiday Inn Drive, Cambridge2+1 bed · 3 bathCourtesy of: LifeStyle International Realty IncView townhouse →
Condo townhouse$515,99937 - 350 Dundas Street S, Cambridge2 bed · 2 bathCourtesy of: CITYSCAPE REAL ESTATE LTD.View townhouse →Courtesy of: RE/MAX Real Estate Centre Inc
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.